The photographs of these tenement houses are seen in Jacob Riiss book, How the Other Half Lives, discussed in the feature above. But all cities at this time, regardless of their industry, suffered from the universal problems that rapid expansion brought with it, including concerns over housing and living conditions, transportation, and communication. Which of the following will be her net annual salary? In addition, the two government enterprises suffered losses on failing prime mortgages, which they had earlier bought, insured, and then bundled into prime mortgage-backed securities that were sold to investors. rade with the French. Workers were forced into grueling twelve-hour shifts, requiring them to live close to the factories. The prefix *pre*- means "before." 1782.96471. The subprime mortgage crisis of 200710 stemmed from an earlier expansion of mortgage credit, including to borrowers who previously would have had difficulty getting mortgages, which both contributed to and was facilitated by rapidly rising home prices. Pioneering women such as Jane Addams in Chicago and Lillian Wald in New York led this early progressive reform movement in the United States, building upon ideas originally fashioned by social reformers in England. Wearing a warm coat, I walked to the store. Question: 2 of 28 The terrible housing conditions prompted Richard to become politically involved. Of the 70, a full 30 revealed one or both forms of discrimination. Case, Karl E., Robert J. Shiller, and Anne K. Thompson, What Have They Been Thinking? (Photo: Justin Sullivan/Getty Images News/Getty Images), by Scholars have found that African Americans in moderately segregated metropolitan areas have much better employment levels, earnings, and mortality rates than African Americans in metropolitan areas with very high segregation levels. Which of the following statements best supports the hypothesis that viruses can cause cancer? That imbalance is a big mistake if progressives hope to address the gaping racial inequalities in American society. As these panels illustrate, the population of the United States grew rapidly in the late 1800s (a). Which of the following statements is true regarding paragraphs? Furthermore, problems ranging from famine to religious persecution led a new wave of immigrants to arrive from central, eastern, and southern Europe, many of whom settled and found work near the cities where they first arrived. Which of the following pieces of evidence would be relevant to help explain what happened to the equipment? But while his racial thinking was very much a product of his time, he was also a reformer; he felt strongly that upper and middle-class Americans could and should care about the living conditions of the poor. Want to create or adapt books like this? New financial products were used to apportion these risks, with private-label mortgage-backed securities (PMBS) providing most of the funding of subprime mortgages. Yet, even middle-class black families are more likely to live in concentrated poverty and thus more likely to send their children to high-poverty schools than low-income whites. Which of the following statements about a paragraph's topic sentence is true. In one case, when a middle-class black family moved into an all-white neighborhood in a suburb of Philadelphia in 1957, some 600 white demonstrators gathered in front of the house and pelted the home and family with rocks. But in order to obtain these conditions, the Settlement recognizes the need of cooperation, both with the radical and the conservative, and from the very nature of the case the Settlement cannot limit its friends to any one political party or economic school. Pesquise em um dicionrio e anote a resposta. Author Richard Rothstein says the. The root sect means "to cut apart"; *vivisection*, therefore, literally means, The below statement corresponds to a numbered sentence in the passage. - A patient walks into a clinic with a sore leg. - Although cities such as Philadelphia, Boston, and New York sprang up from the initial days of colonial settlement, the explosion in urban population growth did not occur until the mid-nineteenth century ([link]). Which of the following is the number of protons in a lithium atom? Racially concentrated poverty is an evil that public policy must address, but pro-integration housing plans should seek solutions that respect and amplify the economic and cultural power of the long-standing institutions and people in that neighborhood. Weve said it before: The greatest threat to democracy from the media isnt disinformation, its the paywall. . The terrible housing conditions prompted Richard to become politically involved. Together, technological innovations and an exploding population led American cities to grow as never before. Its crystal clear water sparkled in the morning sun. The patient says she is required to carry heavy objects at her job, and she believes her leg has been affected by the weight. Sixty-eight percent of blacks say that students should go to schools that are racially and ethnically mixed, even if it means some students dont go to school in their local community, compared to just 35 percent of whites. Pellentesque dapibus efficitur laoreet. In the case of African Americans, however, residential segregation impedes access to middle-class neighborhoods with strong schools and strongly appreciating home values. Web the terrible housing conditions prompted richard to become politically involved. Which of the following sentences is written correctly? See Answer Nam risus ante, dapibus a molestie consequat, ul, View answer & additonal benefits from the subscription, Explore recently answered questions from the same subject. _4()+1()_ In which of the following structures of the respiratory system does the majority of gas exchange between the circulatory and respiratory systems occur? In response to these developments, lenders subsequently made qualifying even more difficult for high-risk and even relatively low-risk mortgage applicants, depressing housing demand further. _P W S A F M I X_ Board of Governors of the Federal Reserve Board. This induced expectations of still more house price gains, further increasing housing demand and prices (Case, Shiller, and Thompson 2012). Each month an employee withholds $468 from her gross paycheck of $2,350. This reduced repossessions whose subsequent sale could further depress house prices. AC power transformed the use of electricity, allowing urban centers to physically cover greater areas. A working student's best friend is her phone. Eventually, cities developed their own unique characters based on the core industry that spurred their growth. Today, forms of discrimination still stymie racial integration and housing opportunities for black Americans. - has began D. Mimi works out at a gym and is able to lift heavier weights than Which of the following options completes the sentence correctly? Which of the following is the term for the gap between two nerve cells? According to a study of black Long Islanders, residents considered the most important neighborhood characteristics to be a low crime rate (89 percent), landlords/homeowners who maintain their property (81 percent), high-quality public schools (80 percent), and good public services (78 percent). HUD funds many of these exercises through the Fair Housing Initiatives Program (FHIP), and should increase the resources allotted to the program to match the prevalence and gravity of the problem. While some high-risk families could obtain small-sized mortgages backed by the Federal Housing Administration (FHA), others, facing limited credit options, rented. The telephone rapidly supplanted the telegraph as the preferred form of communication; by 1900, over 1.5 million telephones were in use around the nation, whether as private lines in the homes of some middle- and upper-class Americans, or jointly used party lines in many rural areas. Which of the following sentences is written correctly? As communities of color suffer under the deprivations that come with segregationeconomic disinvestment, political disenfranchisement, educational inequity, and unfair policing practicesthose who build and install resilient and enduring racist systems that sustain segregation explain their decisions in terms of protecting and promoting safety, strong schools, and stable housing marketsthe very attributes that the conditions of segregation disrupted for blacks. An equal mass of which of the following states of matter could completely fill either a 100ml or 500ml container? The success of the settlement house movement later became the basis of a political agenda that included pressure for housing laws, child labor laws, and workers compensation laws, among others. Which of the following represents a rectangle with an equivalent ratio? She is perhaps best known as the founder of Hull House in Chicago, which later became a model for settlement houses throughout the country. Oftentimes, living in the settlement houses among the women they helped, these college graduates experienced the equivalent of living social classrooms in which to practice their skills, which also frequently caused friction with immigrant women who had their own ideas of reform and self-improvement. This development quickly became common in homes as well as factories, transforming how even lower- and middle-class Americans lived. Which of the following is most likely the intended audience of the editorial? Visit New York City, Tenement Life to get an impression of the everyday life of tenement dwellers on Manhattans Lower East Side. Reinstatement and rigorous enforcement of the AFFH are clear next steps in any quest to narrow the black-white housing opportunity gap. In 1933, faced with a housing shortage, the federal government began a program explicitly designed to increase and segregate America's housing stock. Urban housingas well as services such as transportation and sanitationexpanded accordingly, though cities struggled to cope with the surging demand. Many cities were also serious fire hazards. Churches were moved to intervene through their belief in the concept of the social gospel. Beginning in the 1870s, these organizations began providing community services and other benefits to the urban poor. A sign advertising refinancing services is posted in a vacant lot April 29, 2008, in Stockton, California. A high school football team arrives to practice one day to find that all of their equipment is missing. Cumulus clouds are formed when areas of moist air are warmed and raise quickly. By the This problem has been solved! Racial housing segregation, residential poverty concentration, and diminished housing access did not emerge accidentally. Typically, higher levels of education and income translate into access to high-opportunity neighborhoods and the possibility of accumulating greater wealth. On the city level, Minneapolis recently adopted a proposal to end single-family zoning restrictions entirely. By the end of the year, he campaign in the neighborhood. About . The suffix -*fy* means "to make." According to a study of black Long Islanders, residents considered the most important neighborhood characteristics to be a low crime rate (89 percent), landlords/homeowners who maintain their property (81 percent), high-quality public schools (80 percent), and good public services (78 percent). Ben S. Bernanke - Much of this new growth took place in urban areas (defined by the census as twenty-five hundred people or more), and this urban population, particularly that of major cities (b), dealt with challenges and opportunities that were unknown in previous generations. Which of the following is the definition of "bursitis" in the passage above? The word or phrase that you choose must express roughly the same meaning as the italicized word in the passage. 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